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What is Credit Card Stacking?
Credit card stacking is the strategic process of helping clients obtain multiple credit cards in a short period to maximize total available credit. This is done by understanding bank rules, timing applications, and targeting the right cards based on the client's credit profile.
Key Concepts:
- Stack multiple cards within 30-90 days
- Target $50,000-$250,000+ in total credit limits
- Use 0% APR intro periods for interest-free capital
- Convert credit to cash through balance transfers or purchases