Credit-Union Funding Matrix
Stack business credit through credit unions — 14 with mapped funding data of 60 tracked. “One hard pull” is the window in which multiple applications count as a single inquiry.
14 results
Digital Federal Credit Union
DCUNo HP to join1 HP window · 45 DaysPre-qualify
Bureau access
ExperianEquifax
Max exposure: $100,000, 2 cards max
DTI very important
First Tech Federal Credit Union
First TechNo HP to join1 HP window · 30 DaysDouble-dip
Bureau access
Experian
Requires garner (6 months)
Navy Federal Credit Union
NFCU1 HP window · 30 Days
Bureau access
ExperianEquifaxTransUnion
Max exposure: $80,000 3 cards max, personal
Alliant Credit Union
No HP to join1 HP window · 30 DaysDouble-dipChexSystems
Bureau access
TransUnion
Connexus Credit Union
No HP to joinChexSystems
Bureau access
ExperianTransUnion
Up to $75k limit
Sun East Credit Union
No HP to join1 HP window · 30 DaysDouble-dipChexSystems
Bureau access
TransUnion
Boeing Employees Credit Union
BECU1 HP window · 30 Days
Bureau access
TransUnion
Element Financial - Credit Union
No HP to join
Bureau access
Equifax
680+ credit score, $500 bonus on new/refinanced card
Andrew’s Federal Credit Union
No HP to join
Bureau access
Experian
Consumers Credit Union
CCUHP to join
Bureau access
Equifax
Greater Texas Federal Credit Union
GTFCUNo HP to join
Bureau access
Experian
Bright Star Credit Union
Genisys Credit Union
GenisysNo HP to join